The basic Casino Baccarat Rules use a simple scoring system. Cards from 2 through 9 generally have their face values, while aces count as one and 10s, jacks, queens, and kings have a value of zero. When the combined value of a hand exceeds nine, only the final digit is used. For example, a hand totaling 15 has a baccarat value of 5.A third-card rule determines whether an additional card is dealt, and these rules are applied according to the established baccarat procedure rather than individual player choice.